The Communication Federal Credit Union has agreed to the settlement of $2.9 million resulting from the class action lawsuit that was filed against the company for the data breach incident between December 31, 2023, and January 11, 2024.
The settlement has received preliminary approval from the court. If you believe that your personal information was compromised during the data breach, you can expect the payout from this settlement by submitting a claim form. The deadline is December 22, 2025.
Note that the settlement administrator will accept your claim form for the Communication Federal Credit Union data breach settlement only if you have provided all the details accurately. Read this article to check the eligibility, claim process, and more
| Settlement Name | Communication Federal Credit Union Data Breach Settlement |
| Total Settlement Fund | $2.9 Million |
| Data Breach Period | Dec 31, 2023 – Jan 11, 2024 |
| Who Is Eligible | U.S. residents affected and notified with Unique ID & PIN |
| Claim Deadline | December 22, 2025 |
| Final Approval Hearing | January 7, 2026 |
| Standard Payment | About $125 (pro-rata) |
| Reimbursement Option | Up to $7,500 for out-of-pocket losses |
| Additional Benefits | 3 years credit monitoring + $1M identity theft insurance |
| Estimated Payout Time | Around May 2026 (if approved without appeal) |
Who can file the Communication Federal Credit Union Data Breach Settlement Claim Form?
In order to get the payout from the Communication Federal Credit Union data breach settlement, it is mandatory that you meet the following conditions:
- You must be a permanent resident of the US and live in any state.
- Your personal information was compromised in the data breach that took place between December 31, 2023, and January 11, 2024.
- You must have received a notice from the settlement administrator with your Unique ID and PIN.
How to file a CFCU Data Breach Settlement Claim Form?
In order to file a claim form for the Communication Federal Credit Union data breach settlement claim form, go through the step-by-step instructions.
- Go to the official website of the Communication Federal Credit Union data breach settlement.
- Find an option that reads ‘SUBMIT A CLAIM,’ and tap on it.
- Fill in your Unique ID and PIN, and click on the LOGIN button.
- Enter all the details accurately and then choose the payment gateway to get the settlement payout.
- Review your claim form, and click on the Submit button to file it.
How much will be received from the CFCU Data Breach Settlement?
The payment you can receive from the CFCU data breach settlement depends on your claim form filing type. Note that if you file a claim form for the out-of-pocket expense by providing required documents, you will get the payment of $7,500 from the total fund.
If you don’t claim the out-of-pocket expenses, you can expect the payment of $125; it will be received on a pro rata basis. Note that payment is going to be distributed among the class members after deducting for the attorney fee and administration cost.
Additionally, each individual will also get 3 years of credit monitoring, which includes $1,000,000 of identity theft insurance. Ensure that you don’t opt out from the class members; otherwise, you won’t receive any payout from the settlement fund.
When to expect the payout from the CFCU Data Breach Settlement?
The payout for the Communication Federal Credit Union data breach settlement will be received after the final approval for this settlement is received. Note that the final hearing is all set to take place on January 7, 2026, where the court will decide whether to accept the settlement.
The payout for the settlement usually begins within 90 days after the final approval, if it receives a final approval on the date of hearing without any appeal, and you can expect that the payout will come in May 2026. In case of the appeals, it will be delayed unexpectedly.
You will get the payment through the method you have chosen to get the payout. If you opted for the direct deposit to get the payment earlier, and if you have chosen the paper check, you may wait for a week to receive it in your mailbox.
Disclaimer: This is about the Communication Federal Credit Union Data Breach Settlement. Visit the official site to see if you qualify for a payout.