The Social Security Administration has announced the COLA for 2025, the recipients must be wondering about their social security payment dates. The Social Security recipients who wish to mark their payment dates can check the full schedule here.
Social Security Payments Dates 2025
The Social Security benefits offer financial support to survivors, older adults, veterans, and people suffering from a disability to ensure they can manage their expenses with the rising cost of living. The Social Security benefits include Disability benefits, retirement benefits, Supplemental Security Income, and many more benefits for eligible citizens.
According to the Social Security Administration, the eligible recipients receive the payout on a monthly basis based on the recipient’s birth date and other factors, such as:
- People born on a date between the 1st to 10th would receive the social security benefits on the second Wednesday.
- People born on a date between the 11th – 20th would receive the social security benefits on the Third Wednesday.
- People born on a date between the 21st -31st would receive the social security benefits on the Fourth Wednesday.
- People eligible who receive both Social Security and Supplemental Security Income or receive Social Security before May 1997, will receive the Social Security payment on the 3rd day of the month and SSI on the first day of the month.
The payment dates may change if the date falls on weekends or public holidays to the working day before the payday. Millions of Americans receive Social Security benefits that help them cover their expenses and live a comfortable life, hence you should plan your finances well to take full advantage of the payments.
- November SSI Checks
Payment Schedule of 2025 Social Security
The Social Security recipients can mark the Social Security Payments for 2025 on their calendar from the below schedule:
| Month | Birth Date 1 – 10 | Birth Date 11 -20 | Birth date 21 – 31 |
| January | 8th Jan 2025 | `15 Jan 2025 | 22 Jan 2025 |
| February | 12 Feb 2025 | 19 Feb 2025 | 26 Feb 2025 |
| March | 12 Mar 2025 | 19 Mar 2025 | 26 Mar 2025 |
| April | 9 Apr 2025 | 16 Apr 2025 | 23 Apr 2025 |
| May | 14 Apr 2025 | 21 Apr 2025 | 28 Apr 2025 |
| June | 11 June 2025 | 18 June 2025 | 25 June 2025 |
| July | 9 July 2025 | 16 July 2025 | 23 July 2025 |
| August | 13 Aug 2025 | 20 Aug 2025 | 27 Aug 2025 |
| September | 10 Sep 2025 | 17 Sep 2025 | 24 Sep 2025 |
| October | 08 Oct 2025 | 15 Oct 2025 | 22 Oct 2025 |
| November | 12 Nov 2025 | 19 Nov 2025 | 26 Nov 2025 |
| December | 10 Dec 2025 | 14 Dec 2025 | 24 Dec 2025 |
Social Security Payments Increase 2025
The Social Security Administration has recently announced the 2025 COLA around 2.5% which would increase the payout of the Social Security benefits from the January 2025 payments. The COLA adjustment is based on the CPI-W to ensure the payouts are enough for the recipients to survive the rising living cost.
As the adjustment is made every year where it is either increased or stays as it is but never decreases, the recipients can expect the hike with a 2.5% increase. The 2.5% COLA increase will increase the payout amount and add $50 more to their existing payments.
For instance, the maximum retirement Social Security benefit offered to individuals at full retirement age is $3,822 per month and a 2.5% increase results in $38,72 per month. However, the payout of the Social Security benefits depends on various factors, so it may vary from person to person.
Important Change on Social Security Tax 2025
Another change announced in Social Security is that every worker should know who pays Social Security taxes to receive Social Security benefits in the future. According to the announced change, the taxable income is increased to pay social security taxes.
Currently, the income that is subjected to payroll or social security taxes is $168,600, which has now increased to $176,100. The change will affect the higher income earners who will be taxed under the Social Security taxes.
The change in the maximum income has arisen due to wage growth and inflation. However, it can be positive as in the Social Security system the amount you will receive in the future will also increase when you have paid more during your working period. So, in the long run, it is beneficial for the working class and their families.
What to do if you miss your Social Security payments in 2025?
The recipients who missed their social security payments due to any reason should follow the below instructions to check their payments:
- First of all, you should wait for three working days to receive the payment from the scheduled date as sometimes it may take time for your bank to show payments of your paper check to be delivered to your mailing address.
- You should also check your bank account if it is active and valid to ensure you receive payment on time.
- Next, if still not receive payment from the SSA, you should immediately contact the SSA through the following contact numbers and inquire about your payment delay:
- 1 800 772 1213 between 8 AM – 7 PM (Monday to Friday)
- 1 800 325 0778 (for Deaf or hearing issue people)
The Social Security recipients will receive increased payments from January 2025 and some in Dec 2025 due to payment dates falling during New Year’s. The recipients can mark the full calendar of 2025 Social Security Payment to manage their finances well to avoid any financial stress.