In the United States, Earned Income Tax Credit (EITC) is basically designed to provide financial support, especially to low and moderate-income taxpayers and households to provide a tax break. Qualifying individuals can utilize this refund amount to alleviate the taxes that they owe and to increase their tax refund.
Qualifying individuals can expect to receive maximum EITC refund amounts of $7,830 if they claim with three or more qualifying children. In 2025, the EITC Refund Amounts will be delivered to all eligible taxpayers after the mid February through physical cheques or via direct deposit into applicants bank account.
IRS EITC Refund Schedule 2025
In 2025, Taxpayers who will claim the EITC, need to know that their refund will be delayed. It is because according to the IRS rules and regulations, qualifying individuals of EITC cannot receive their refunds prior to mid February.
In 2025, If a qualifying individual claims the Earned Income Tax Credit (EITC) then they can expect to start receiving their refund by February 27 but they need to file their return electronically and need to select a direct deposit refund receiving method and there will be no claiming issue occur in their submitted return.
The Internal Revenue Service (IRS) also confirmed that qualifying individuals of EITC can expect to get their refunds directly into their bank accounts as well as on debit cards before 01 March 2025, only if an individual will choose direct deposit and there will be no other issues with their income tax return.
IRS EITC Refund Amount 2025
The exact IRS EITC Refund amount depends on the applicant’s filing status, number of qualifying children, and their Adjusted gross income (AGI) limit. Taxpayer’s Investment income needs to be under $11,600. The Adjusted gross income (AGI) limits for 2024 are listed in the below table.
Children | Filing as single individuals, head of household, married couples filing separately or widowed | Filing as married couples filing jointly |
Zero | $18,591 | $25,511 |
One | $49,084 | $56,004 |
Two | $55,768 | $62,688 |
More than three | $59,899 | $66,819 |
If an individual’s investments and maximum income limit will be under the above listed thresholds then the IRS EITC Refund Amount 2025 will be following.
- Without having any qualifying children: $632
- With only one qualifying child: $4,213
- Having two qualifying children: $6,960
- With 3 or over qualifying children: $7,830
IRS EITC Refund claiming process 2025
Qualifying taxpayers need to claim EITC in 2025 before the claim submission deadline of Tuesday, April 15, 2025. IRS EITC Refund claiming instructions for 2025 are listed below.
- Go to the IRS’s official webpage at https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/how-to-claim-the-earned-income-tax-credit-eitc.
- Search out and then click the Form 1040, (United States Individual Income Tax Return) and Form 1040-SR (United States Tax Return for Seniors) alternatively.
- Put out all necessary information like your name, address, phone number, email address, city, state, zip code, income limit, investments income limit, number of children, children’s date of birth, age, residential address, etc.
- Fill out the Schedule EIC (Form 1040 or 1040-SR), if you will claim Earned Income Tax Credit with a qualifying child. If you have not any qualifying child then there will be no need to file Schedule EIC while filing your tax return.
- Clip up all the other required documents if needed.
- Select and put out required details about your chosen EITC refund amount receiving method such as your bank account number, account holder name, bank branch number, institution number, bank name, address, etc.
- Verify all your entered details and then submit your EITC claim form.
How can you track the status of your IRS EITC Refund in 2025?
Steps to track the status of your IRS EITC Refund in 2025 are following.
- Navigate to the https://www.irs.gov/wheres-my-refund website.
- Find out the check your refund status button and then click it.
- A new webpage will be displayed on the screen.
- Put out your Social Security Number (SSN) or individual taxpayer ID number (ITIN).
- Choose the tax year for which you want to check your refund status.
- Choose your filing status from the available options.
- Put out the exact dollar EITC refund amount that is shown on your income tax return.
- Click the submit button to view your IRS EITC Refund status in 2025.