EITC/ACTC Direct Deposit Dates 2025: Check the Payout Schedule!

The first direct deposit for the Additional Child Tax Credit or Earned Income Tax Credit for tax year 2024 is likely to be released by February 27, 2025, for the taxpayers whose EITC/ACTC refund will be accepted on February 17, 2025.

The Internal Revenue Service will start releasing the ACTC/EITC refund for February 27, 2025. Refunds will be received to those taxpayers who have filed their refund electronically at the initial stage.

To get the EITC/ACTC refund via direct deposit, a taxpayer is required to wait upto 10 days. The IRS will process the Additional Child Tax Credit or Earned Income Tax Credit for tax year 2024 from February 17, 2025, because the PATH Act stops the IRS from doing so before February 15 of the tax season.

EITC/ACTC Direct Deposit Dates 2025

The tax season 2025 is likely to start from January 21, 2025. For the electrically filed refunds before February 15, 2025, in which EITC/ACTC will be claimed, they are likely to be accepted by February 17, 2025, and their direct deposits are expected to be received by February 26, 2025.

Individuals who will file the Additional Child Tax Credit or Earned Income Tax Credit refund for tax year 2024 after February 15, 2025, may have to wait a week or more to receive the return via direct deposit. ACTC/EITC refunds, which will be e-file during the peak timing i.e. between last week of March 2025 and due date i.e. April 15, 2024, will have to face a delay upto to two weeks.

Go through the tabulated data to check the direct deposit date for the Additional Child Tax Credit or Earned Income Tax Credit refunds.

EITC/ACTC Refund Accepted (2025) Direct Deposit Sent (2025)
February 17 February 27
February 24 March 6
March 3 March 13
March 10 March 20
March 17 March 27
March 24 April 3
March 31 April 10
April 7 April 17
April 14 April 24
April 21 May 1
April 28 May 8
May 5 May 15
May 12 May 22
May 19 May 29

How to check the EITC/ACTC Refund Status?

The step-by-step instructions to check the IRS Additional Child Tax Credit or Earned Income Tax Credit refund status is available below, go through the listed points to check the details.

  • Go to the official website of the Internal Revenue Service, which is accessible at https://irs.gov/.
  • Lookout for an option that reads ‘Get your refund status,’ tap on it and get redirected to the next webpage.
  • Now, you will see an option that reads ‘Where’s My Refund?,’ tap on it and get redirected to a new page.
  • At the end, you need to enter your Social Security Number, Tax Year as 2024, filing status as Single, Married-Filing Joint Return, Married-Filing Separate Return, Head of Household and Qualifying Widow(er) / Surviving Spouse, and Refund Amount in $, and hit the Submit button.

What if EITC/ACTC Refund isn’t received on February 27?

If the Additional Child Tax Credit or Earned Income Tax Credit refund for tax year 2024 isn’t received on February 27, 2024, firstly you have to check that your refund is accepted or not. If your refund was accepted by the Internal Revenue Service, you will see the date on which they will release the direct deposit.

Once the direct deposit is released by the Internal Revenue Service it takes upto 3 to 4 days before to reflect in the bank account. The EITC/ACTC are going to be received by February 27, 2025, only if it has been sent by the IRS on 23 or 24 February 2025.